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(908) 806-3460

jmbanklaw@gmail.com

Flemington, NJ

Let Me Help Decide Which Bankruptcy Chapter May be Best for You

Personal Bankruptcy Chapters

Liquidation
"Fresh Start"
Chapter 7

Chapter 7 Bankruptcy May Help You:

  • Eliminate Credit Card Debt

  • Eliminate Burdensome Medical Bills

  • Stop Motor Vehicle Surcharges

  • Stop Creditor Harassament

  • Liquidate Burdensome Assets

  • Rebuild your Credit

  • Get a Fresh Start with Your Finances

Repayment Plans
Chapter 13

Chapter 13 Bankruptcy May Help You With a Repayment Plan That:

  • Stops foreclosure

  • Allow you to Catch Up on Your Mortgage

  • Help You to Eliminate Second and/or Third Mortgages

  • Help you Apply for a Loan Modification

  • Allow you to Make Affordable Monthly Payments on Your Credit Cards, Medical Bills, Taxes, and Student Loans

Business and Personal Bankruptcy Chapter

Reorganization
Chapter 11

Chapter 11 May Help Businesses and Individuals with Excessive Debt:

  • By Creating a Plan of Reorganization That Will Save a Business by Restructuring Debt

  • Create a Plan for the Orderly Liquidation of a Business

  • Allow Individuals with Excessive Debt to Create a Plan that Restructures Debt

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